HOME LOAN / MORTGAGE LOAN OR LOAN AGAINST PROPERTY

 

HOME LOANS ARE MANY TYPES

·       HOME BUILDING LOAN

·       HOME IMPROOVMENT LOAN

·       HOME BUYING LOAN

·      LAND PURCHES HOME LOAN

 

FOR SALARIED



FOR SALARIED:

CREDIT SCORE

GOVT EMPLOYEES: 500+

PVT EMPLOYEES: 690+

SALARY: MINUMUM 15000

 INCOME DOCUMENTS:

ADHAR CARD+ PAN CARD + PAY SLIP LAST 3 MONTH /JOINING LETTER + BANK STATEMENT OF LAST 12 MONTH+ HOME ELECTRIC BILL + EMAIL + PHONE NUMBER

 

CONDITIONS:

IF CUSTOMER SALARY IS LESS THEN 15K:

>> NEED MINIMUM SALARY 12K & WITH DEDUCTING PF AND ESI

 

 

 

OTHER DOCUMENTS:

·       LAND/PROPERTY DEED

·       RECORD COPY

·       KHAJNA COPY

·       BUILDING PLAN & ESTIMADE

 

 

 

 

FOR SELF EMPLOYED:



CREDIT SCORE: 700+

 

DOCUMENTS:

·       ADHAR CARD+ PAN CARD + ITR FILE +TRADE LICENSE+ GST + BANK STATEMENT OF LAST 12 MONTH+ HOME ELECTRIC BILL + EMAIL + PHONE NUMBER

 

OTHER DOCUMENTS:

·       LAND/PROPERTY DEED

·       RECORD COPY

·       KHAJNA COPY

·       BUILDING PLAN & ESTIMADE

Comments

  1. Mudra JunctionDecember 17, 2025 at 2:58 AM

    Thank you for this well-written post. Your clarity and depth of explanation made the information very easy to understand. Please continue the excellent work!

    Purchase + Construction Loan in Lucknow

    ReplyDelete

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